Each of our warranties have been carefully designed to provide you with the UK's best protection against unexpected repair bills. All of our products cover thousands of parts and the labour times to repair or replace them - including many parts normally excluded by other warranty companies.

The maximum labour rate we pay is £65 + VAT per hour for cars, motorcycles and light commercial vehicles, and £75 + VAT per hour for motorhomes.

Platinum covers around 6,000 mechanical, electrical and electronic components, including the Diesel Particulate Filter (DPF) or catalytic convertor, battery, oil seals and gaskets and wear & tear. Wear & tear cover means that we'll also pay to repair or replace any covered parts which simply wear out or reach the end of their working lives.

Silver covers 3,000+ listed items under the main systems for mechanical breakdown or electrical / electronic failure. This cover has been designed specifically with the older or higher mileage vehicle in mind.

What's not covered?
Naturally, no warranty can cover for every single eventuality. There are a number of exclusions, however we've kept them to the bare minimum. They're mostly bodywork, trim, general maintenance and service items. Please see the exclusions for details.

Making a claim under your warranty has never been easier - just follow these three simple steps below. For any queries about your vehicle warranty claims process, please reach out to our team on 0800 060 8610 or email claims@wsgwarranties.co.uk.

IMPORTANT: All claims must be authorised by us before any repairs are carried out. Not following this process may result in your claim being rejected.

• STEP 1: Check to see if the fault might be covered, or contact us if you're not sure. The vehicle will need to be booked in at a garage.
• STEP 2: The fault may need to be diagnosed if it isn't obvious. Any diagnosis costs are your responsibility at this stage.
• STEP 3: The garage must contact us before any work is done. If it's covered, we'll issue a claims code and the work can begin straight away.

In most cases, you'll be able to choose whether you use our repairer network or your own garage. We work directly with hundreds of garages across the UK, which also means that we can settle claims with them directly.

If you use your own, please bear in mind that we have a set labour rate (up to £65 + VAT per hour for cars, light commercial vehicles and motorcycles, and up to £75 + VAT per hour on motorhomes) so any excess labour charges over and above this will be your responsibility.

The garage also may want you to settle the bill first, in which case we'll reimburse you once we've received the repair invoice and any documents requested.

Depending on the nature of the claim, your vehicle may need to be seen by a specialist. We also work directly with a number of repairers that specialise in systems such as turbos, gearboxes, engines, drive lines, ECUs and power steering.

A used vehicle warranty, formally known as Mechanical Breakdown Insurance, is designed to protect you against some or all the costs resulting from unforeseen mechanical and electrical / electronic failures to your vehicle.

It will pay out to repair or replace the necessary covered parts, including the labour costs for the work to be completed, in order to get you back on the road.

Modern vehicles especially contain thousands of complex moving components - and the more advanced the technology, the more complicated and expensive repairs become. Our warranty products could save you thousands of pounds in repair costs.

Yes. We've proudly partnered with Bumper to offer you flexible payment options when you extend your warranty with us. With Bumper, you can "Buy it Now" or spread the cost over 10 monthly interest-free payments. Simply choose the option you'd like on the confirmation page.